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In the most positive of intentions they are trying to buy on credit, the maximum available for housing, choosing a more prestigious area.

However, if you are not satisfied with the terms of the loan, you don't have to go to court and terminate the contract, in order to improve them. It should be noted the fact that the number of Bank and non-Bank financial institutions ready to provide its clients with cash now number in the thousands and all such organizations, according to advertising slogans and avenues, only exclusive, profitable and reliable credit conditions. In the most positive of intentions they are trying to buy on credit, the maximum available for housing, choosing a more prestigious area. However, in any case, the loan inherited, become a headache not the heir, and his guardians. Refinancing, or refinancing, is a procedure in which the borrower takes a new loan and expense extinguishes the old. The Bank, in which you arrange a loan initially, you will not be able to prevent it, so as to extinguish the credit ahead of schedule is not prohibited. In the most positive of intentions they are trying to buy on credit, the maximum available for housing, choosing a more prestigious area. It is not surprising that modern abundance of goods and services directly presses on the brain of those who lived in the Soviet Union, forcing them to commit and make a purchase. As you know, to change the terms of the contract, and even more so to terminate it unilaterally prohibited.

However, even then it will be necessary to observe a number of important formalities, among which is the fact that cost of urban real estate serving as collateral must not be lower than the estimated amount of the loan.

In other words, people with low incomes, why not try to live logically, and only based on their own emotions. The debts of the testator, regardless of whether the loan is from a Bank or other debt obligation, called passive part of the inheritance. For example, the amount of this payment of 10%. However, in fairness it should be noted the fact that people are having and older age, are not always able to boast of prudence. Unfortunately, justice is not a legal concept that what is called "the matter will not sew." Another example is when a borrower cannot demand cancellation of the contract, although such a desire it occurs and relates to floating interest rates. According to psychologists, the most conscious citizens are citizens of our country aged 40-43 years, as these people turn to financial institutions as a rule, to buy housing. For example, the amount of this payment of 10%. In any case, until he attains the age of majority. According to financial analysts, the borrower will have more chances of getting a mortgage loan for the purchase of suburban real estate, in that case, if he is made as the collateral in its main housing in the city.

The result is that it takes the Bank has 90 thousand rubles, but still have 100 thousand.

From Wikipedia, the free encyclopedia


   
 
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